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Got a Plan to Reduce Your Credit Card Debt? Keep it to Yourself!

Have you ever told your friends or family members about your plans to stop smoking, lose weight, exercise more, learn a foreign language, or achieve some other goal? I sure have. And the reason I told...

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3 Steps to Clear Your Credit Card Debt

The average credit card debt per household that has credit card debt in this country is close to $16,000, according to the Federal Reserve. In some families it’s even more.  So, how to deal? How to...

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Credit Card Debt Decreases, But Cards Still Used Widely

Consumers throughout the nation appear to be bettering their payment habits for credit cards, and in turn, improving their credit scores, as a report by Demos indicates average credit card debt dropped...

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4 Ways to Avoid the Holiday Credit Hangover

The past couple of weeks have been filled with holiday parties and eggnog and turkey and gifts and good cheer. If you are like most people, you might have reached for an extra serving of turkey or...

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Consumers With Fair Credit Are Cutting Their Debt

The recent financial downturn caused millions of consumers to significantly alter their attitudes toward borrowing in general, and many may have particularly focused their efforts on cutting credit...

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